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短期递增和长期递减的政策效应
开发商有钱赚了，才有开发房产的积极性，赚不到钱了，开发商不是退出房地产市场，就是在设计和施工环节“减配”和偷工减料。购房者收入稳定，有收入增长的心理预期，才有付款和还货的信心和能力，刚需市场疲软了，还有改善性需求的支撑，房地产仍然是国民经济的支柱性产业
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