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充值卡消费的苦乐，使用充值卡消费遇到过倒霉事儿吗？
消费营销在日常生活中的消费使用充值卡，方便快捷。充值消费比不充值消费会有优惠折扣等，充值消费你的钱提前放在商家那里了，你在消费中遇到过倒霉事儿吗？如何规避风险，不用充值折扣你有过吗？
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